The Top 3 Credit Monitoring Services

Having a high credit score has become more important than ever, especially since most businesses use your credit report to decide on the provision of financial assistance. A credit monitoring service can keep track of your credit score and alert any suspicious activity. If you are looking for the best credit monitoring services that can help you keep your credit score above the minimum threshold, then you are in the right place. We have shared the top 3 credit monitoring services to help you make the right choice. 


What Are Credit Monitoring Services?



Credit monitoring services help in tracking your financial activities and prevent fraud or identity theft. Nearly 3.2 million identity theft cases were reported in 2019, out of which 1.7 million were fraud-related. This has increased the need to have the best credit monitoring service on your side to protect your money from falling into the wrong hands. 

 



The Top 3 Credit Monitoring Services

Besides the top 3 credit monitoring services namely, Equifax, Experian, and TransUnion, several other organizations can help you keep an eye on your credit score. 

 

1. Identity Force

Identity force is the best out of the lot because it provides the best coverage for money, combining credit monitoring with identity theft. It is also one of the few companies that have social media monitoring. Moreover, you have identity theft coverage for $1 Million and 24/7 access to a recovery specialist. While the free package of Identity Force is more than enough, those willing to upgrade to its Ultra Secure + Credit plan have to pay417.99 per month or $160.90 per year. 

2. Credit Sesame


 Credit Sesame’s basic package is 100% free, and it offers a $50,000 complimentary fraud insurance plus live identity restoration assistance. Credit Sesame is backed up by investment firms such as Capital One Ventures, Stanford University, and Menlo Ventures, making this company more credible in living up to its insurance policy. Finally, its identity theft protection plan is entirely free and doesn’t require customers to add their credit card details. 

3. Complete ID


Complete ID is a useful compromise for those looking for comprehensive protection plans and who don’t want to pay the high price tag. At merely $8.99 a month for Costco members, Complete ID provides access to a host of credit monitoring services and identity protection tools. All in all, it’s an excellent credit monitoring service for those looking to save money and enjoy plentiful credit monitoring features.  

 

 

 



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